{"id":14217,"date":"2025-07-14T09:32:02","date_gmt":"2025-07-14T09:32:02","guid":{"rendered":"https:\/\/arou.ua\/?p=14217"},"modified":"2025-07-14T09:38:07","modified_gmt":"2025-07-14T09:38:07","slug":"mozhno-ly-poluchyt-kompensatsyyu-esly-vynovnyk-dtp-ne-ymeet-strahovky","status":"publish","type":"post","link":"https:\/\/arou.ua\/en\/blog\/mozhno-ly-poluchyt-kompensatsyyu-esly-vynovnyk-dtp-ne-ymeet-strahovky\/","title":{"rendered":"Can You Get Compensation if the At-Fault Driver Has No Insurance"},"content":{"rendered":"<p data-start=\"7512\" data-end=\"7808\">A traffic accident is always an unpleasant event, but it becomes even more complicated if the at-fault driver does not have mandatory civil liability insurance (MTPL). In such cases, victims often wonder: is it possible to receive any compensation, and who is responsible for covering the losses?<\/p>\n<p data-start=\"7810\" data-end=\"7973\">The lawyers of the \u201cAdvocacy and Real Estate Association of Ukraine\u201d explain what options the injured party has and how to act properly to protect their interests.<\/p>\n<h3 data-start=\"7975\" data-end=\"8024\">Is insurance mandatory for drivers in Ukraine<\/h3>\n<p data-start=\"8026\" data-end=\"8268\">According to current Ukrainian legislation, every vehicle owner must have MTPL insurance. This policy guarantees that in the event of a traffic accident, damages to the injured party will be covered by the at-fault driver\u2019s insurance company.<\/p>\n<p data-start=\"8270\" data-end=\"8496\">However, many drivers still operate vehicles without such insurance. In these cases, compensation for damages falls directly on the at-fault driver. This complicates the process, but receiving compensation is legally possible.<\/p>\n<h3 data-start=\"8498\" data-end=\"8562\">What are the options if the at-fault driver has no insurance<\/h3>\n<p data-start=\"8564\" data-end=\"8801\"><strong data-start=\"8564\" data-end=\"8600\">Option 1: Voluntary compensation<\/strong><br data-start=\"8600\" data-end=\"8603\" \/>If the driver admits guilt and agrees to pay damages without going to court, the parties may sign a settlement agreement. A lawyer will help draft the agreement properly to avoid legal issues later.<\/p>\n<p data-start=\"8803\" data-end=\"8965\"><strong data-start=\"8803\" data-end=\"8834\">Option 2: Court proceedings<\/strong><br data-start=\"8834\" data-end=\"8837\" \/>If the driver refuses to pay voluntarily, the victim has the right to file a lawsuit. The court may order the driver to pay for:<\/p>\n<ul data-start=\"8967\" data-end=\"9101\">\n<li data-start=\"8967\" data-end=\"8987\">\n<p data-start=\"8969\" data-end=\"8987\">car repair costs<\/p>\n<\/li>\n<li data-start=\"8988\" data-end=\"9019\">\n<p data-start=\"8990\" data-end=\"9019\">vehicle evacuation expenses<\/p>\n<\/li>\n<li data-start=\"9020\" data-end=\"9083\">\n<p data-start=\"9022\" data-end=\"9083\">medical treatment and rehabilitation (if injuries occurred)<\/p>\n<\/li>\n<li data-start=\"9084\" data-end=\"9101\">\n<p data-start=\"9086\" data-end=\"9101\">moral damages<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"9103\" data-end=\"9199\">Professional preparation of the claim and evidence increases the chances of a favorable outcome.<\/p>\n<p data-start=\"9201\" data-end=\"9471\"><strong data-start=\"9201\" data-end=\"9242\">Option 3: Compensation from the MTIBU<\/strong><br data-start=\"9242\" data-end=\"9245\" \/>If the at-fault driver does not have MTPL insurance, but the victim holds a valid MTPL or CASCO policy, some categories of damages may be compensated by the Motor (Transport) Insurance Bureau of Ukraine (MTIBU). This includes:<\/p>\n<ul data-start=\"9473\" data-end=\"9547\">\n<li data-start=\"9473\" data-end=\"9511\">\n<p data-start=\"9475\" data-end=\"9511\">compensation for injuries or death<\/p>\n<\/li>\n<li data-start=\"9512\" data-end=\"9547\">\n<p data-start=\"9514\" data-end=\"9547\">in some cases \u2014 property damage<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"9549\" data-end=\"9657\">A lawyer will help prepare and submit all required documents to the MTIBU to increase the chance of success.<\/p>\n<h3 data-start=\"9659\" data-end=\"9731\">Why it&#8217;s important to consult a lawyer immediately after an accident<\/h3>\n<p data-start=\"9733\" data-end=\"9986\">Lack of insurance on the part of the at-fault driver makes the situation more complex than a standard insurance case. It is crucial to properly prepare documents, gather evidence, and present clear demands and arguments. An experienced lawyer will help:<\/p>\n<ul data-start=\"9988\" data-end=\"10315\">\n<li data-start=\"9988\" data-end=\"10047\">\n<p data-start=\"9990\" data-end=\"10047\">conduct legal analysis and suggest the optimal strategy<\/p>\n<\/li>\n<li data-start=\"10048\" data-end=\"10102\">\n<p data-start=\"10050\" data-end=\"10102\">prepare claims and demands for the at-fault driver<\/p>\n<\/li>\n<li data-start=\"10103\" data-end=\"10179\">\n<p data-start=\"10105\" data-end=\"10179\">collect evidence (expert reports, witness statements, photographs, etc.)<\/p>\n<\/li>\n<li data-start=\"10180\" data-end=\"10247\">\n<p data-start=\"10182\" data-end=\"10247\">represent your interests in court and when contacting the MTIBU<\/p>\n<\/li>\n<li data-start=\"10248\" data-end=\"10315\">\n<p data-start=\"10250\" data-end=\"10315\">ensure enforcement of the court decision if ruled in your favor<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"10317\" data-end=\"10385\">Why choose the \u201cAdvocacy and Real Estate Association of Ukraine\u201d<\/h3>\n<ul data-start=\"10387\" data-end=\"10689\">\n<li data-start=\"10387\" data-end=\"10474\">\n<p data-start=\"10389\" data-end=\"10474\">over 10 years of successful experience in accident and insurance compensation cases<\/p>\n<\/li>\n<li data-start=\"10475\" data-end=\"10555\">\n<p data-start=\"10477\" data-end=\"10555\">comprehensive approach \u2014 from consultation to enforcement of court decisions<\/p>\n<\/li>\n<li data-start=\"10556\" data-end=\"10609\">\n<p data-start=\"10558\" data-end=\"10609\">protection of client interests throughout Ukraine<\/p>\n<\/li>\n<li data-start=\"10610\" data-end=\"10689\">\n<p data-start=\"10612\" data-end=\"10689\">honest and transparent terms \u2014 fixed rates and result-based payment options<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"10691\" data-end=\"11001\" data-is-last-node=\"\" data-is-only-node=\"\">The absence of insurance from the at-fault driver is not a sentence \u2014 it\u2019s a legal challenge. And with that challenge, the experienced legal team of the \u201cAdvocacy and Real Estate Association of Ukraine\u201d is ready to help. We will do everything to ensure you receive the compensation you are legally entitled to.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A traffic accident is always an unpleasant event, but it becomes even more complicated if the at-fault driver does not have mandatory civil liability insurance (MTPL). In such cases, victims often wonder: is it possible to receive any compensation, and who is responsible for covering the losses? The lawyers of the \u201cAdvocacy and Real Estate<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1],"tags":[],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"en","enabled_languages":["ru","uk","en"],"languages":{"ru":{"title":true,"content":true,"excerpt":false},"uk":{"title":true,"content":true,"excerpt":false},"en":{"title":true,"content":true,"excerpt":false}}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can You Get Compensation if the At-Fault Driver Has No Insurance - \u042e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0432 \u041a\u0438\u0435\u0432\u0435<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arou.ua\/blog\/mozhno-ly-poluchyt-kompensatsyyu-esly-vynovnyk-dtp-ne-ymeet-strahovky\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can You Get Compensation if the At-Fault Driver Has No Insurance - 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